BankiPay Website Terms of Use

1. Acceptance of These Terms

By accessing or using the BankiPay website (the "Website"), you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree with these Terms, you should not access or use the Website.

2. About BankiPay

BankiPay is a platform specializing in international payment solutions for businesses. The Website provides information about our services, technology solutions, and business activities. Accessing or using the Website does not create any contractual, commercial, or client relationship between BankiPay and the user unless a separate written agreement has been executed between the parties.

3. Access to the Website

BankiPay strives to ensure that the Website remains accessible at all times. However, we do not guarantee uninterrupted, secure, or error-free access. We reserve the right to modify, suspend, restrict, or discontinue all or part of the Website at any time without prior notice.

4. Permitted Use

By using the Website, you agree to:

• comply with all applicable laws and regulations;
• use the Website only for lawful purposes;
• refrain from interfering with the security, integrity, or operation of the Website;
• not attempt to gain unauthorized access to BankiPay systems, networks, or data;
• not use the Website for fraudulent, misleading, or unlawful activities.

Any misuse of the Website may result in the restriction or termination of access.

5. Regulatory Compliance

As part of its business activities, BankiPay maintains policies and procedures designed to comply with applicable Anti-Money Laundering (AML), Know Your Customer (KYC), Counter-Terrorist Financing (CTF), and international sanctions regulations. BankiPay reserves the right to request any documentation necessary to verify a user's identity, source of funds, business activities, or the legitimacy of a transaction.

6. Intellectual Property

All content available on the Website, including but not limited to text, trademarks, logos, graphics, images, videos, software, and other materials, is protected by applicable intellectual property laws. No content may be copied, reproduced, distributed, modified, or used without the prior written consent of BankiPay.

7. Third-Party Content and External Links

The Website may contain links to third-party websites, services, or resources for informational purposes. BankiPay does not control, endorse, or assume responsibility for any third-party content, products, services, or websites and shall not be liable for their availability, accuracy, or practices.

8. Data Protection and Privacy

Any personal information collected through the Website is processed in accordance with BankiPay's Privacy Policy. By using the Website, you consent to the collection, use, and processing of your information as described in our Privacy Policy.

9. No Warranty

The information provided on the Website is for general informational purposes only. BankiPay makes no representation or warranty, express or implied, regarding the accuracy, completeness, reliability, or ongoing availability of the information contained on the Website. Nothing on this Website constitutes legal, financial, tax, investment, or regulatory advice.

10. Limitation of Liability

To the maximum extent permitted by applicable law, BankiPay shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to the use of, or inability to use, the Website.

11. Suspension or Termination

BankiPay reserves the right to suspend, restrict, or terminate access to the Website at its sole discretion where misuse, fraudulent activity, security concerns, or violations of these Terms are identified.

12. Changes to These Terms

BankiPay may update or revise these Terms of Use from time to time. The latest version will be published on this page together with its effective date. Continued use of the Website following any updates constitutes acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where BankiPay is established. Any dispute arising out of or relating to the use of the Website shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

14. Regulatory Disclaimer

BankiPay is not a bank. Payment services are provided directly by BankiPay and/or through licensed financial institution partners, subject to applicable laws and regulations. Service availability, transaction processing times, exchange rates, and supported corridors may vary depending on the jurisdictions and financial institutions involved.